Public Liability Insurance for contractors, freelancers, and self-employed professionals is a business insurance policy that reacts in circumstances where you have caused (or are alleged to have caused) injury to a third party or damage to third party property in the course of delivering your services, and that party brings legal action against you. The third party doesn’t have to be a client, they could be a member of the general public that seeks compensation from you
Public Liability Insurance
Protect your business against third party liability claims from just £4.58 per month
Public Liability Insurance covers you for the defence costs and, if necessary, your legal liability to a third party where you have caused, or are alleged to have caused injury or property damage in the provision of your services.
It’s a popular policy among contractors, sole traders, and partnerships, and covers the costs of your defence as well as compensation claims where necessary.
A free IR35 Contract Assessment worth £49
Let our experts check your written contract for IR35 compliance (limited companies only)
Say hi to your dedicated account manager
Insurance is confusing enough without being passed around a call centre
Price match promise
If you find an equivalent policy elsewhere, we promise to match the price
Frequently Asked Questions
What does Public Liability Insurance cover?
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Who needs Public Liability Insurance?
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Do I need Employers Liability Insurance?
Public Liability Insurance for contractors, freelancers, and self-employed professionals is a business insurance policy that reacts in circumstances where you have caused (or are alleged to have caused) injury to a third party or damage to third party property in the course of delivering your services, and that party brings legal action against you. The third party doesn’t have to be a client, they could be a member of the general public that seeks compensation from you. It’s a popular policy among contractors, sole traders, and partnerships, and covers the costs of your defence as well as compensation claims where necessary.
How much Public Liability Insurance do I need?
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How much does Public Liability Insurance cost?
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What's the difference between Public Liability and Products Liability?
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